uob particular banking
uob particular banking
Blog Article
UOB Bank provides various private banking solutions designed to fulfill the fiscal requirements of people. Beneath is an intensive overview to help you fully grasp The true secret factors and offerings.
Forms of Accounts
Financial savings Account: This account helps you to save cash while earning fascination.
Features: Quick access, fascination earnings, minimal costs.
Benefits: Protected spot for your funds, prospective advancement via fascination.
Current Account: Ideal for day-to-day transactions and running costs.
Capabilities: Checkbook facility, overdraft security.
Advantages: Practical for normal payments and withdrawals.
Preset Deposit Account: For those planning to gain higher interest charges in excess of a hard and fast interval.
Attributes: Mounted expression deposits, better desire rates in comparison with personal savings accounts.
Added benefits: Protected financial investment option with predictable returns.
Financial loans
Personal Financial loans: Unsecured financial loans that could be employed for several applications like instruction or dwelling renovation.
Styles:
Installment Financial loans
Credit rating Traces
Positive aspects: Flexible repayment terms, aggressive fascination charges.
Residence Loans: Personalized alternatives for getting home or refinancing existing home loans.
Varieties:
Set Price Home Personal loan
Floating Fee Residence Mortgage
Benefits: Distinctive strategies to fit individual requires, eye-catching prices.
Bank cards
UOB delivers a range of charge cards catering to various existence and paying habits:
Rewards Playing cards: Make details on every single buy that may be redeemed for gifts or journey miles.
Cashback Playing website cards: Get dollars rebates on daily expending including groceries and eating out.
Journey Playing cards: Unique Gains like air miles accumulation and journey insurance coverage.
Financial investment Providers
For people interested in developing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by specialists. * Suited to extensive-term progress aims.
Structured Deposits * Brings together the features of standard deposits with financial commitment products and solutions. * Likely higher returns but with some danger concerned.
Insurance policies Solutions
To shield yourself and your family against unforeseen occasions:
Existence Insurance policies * Supplies fiscal protection in case of Loss of life or crucial sickness. * May also serve as a savings tool based on the plan picked out.
Health and fitness Insurance plan * Addresses health care expenditures such as hospitalization costs. * Important for mitigating significant Health care fees.
Digital Banking Services
Benefit at your fingertips by digital platforms:
Internet Banking
Helps you to take care of your finances online:
Watch account balances and transaction historical past
Transfer funds involving accounts or shell out expenses
Submit an application for new merchandise (financial loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Speedy stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to deliver personalised banking solutions that cater specially to personal prerequisites although making sure ease and protection in all transactions.